Being injured on the job makes you eligible for workers compensation. These types of compensation enables workers who have been injured while on the job (or to the families in cases of death) some certain amount of compensation. It is different from a personal injury claim, so if you have receive any harm in your workplace you can consult your workers’ compensation attorneys to understand how you can get compensation from your injury.
General workers’ compensation covers for the medical expenses, payment for lost wages due to injury, loss of future earnings, and possible vocational retraining if necessary. In cases of death, the cost of funeral and burial, along with wage-replacement benefits are provided to the family of the deceased employee. Every state has their own set of rules and guidelines regarding workers’ compensation, so it will help to know about state laws in your area to determine the extent of your compensation.
There are certain differences from worker’s compensation and personal injury claims. Personal injury claims can occur once the company refuses to provide compensation from the injury caused in the workplace. The worker can file a lawsuit against the employer. They are also used for coverage for the pain and suffering experienced by the worker, as this type of compensation is not covered by worker’s compensation.
A worker’s compensation following an injury may not be given once certain factors are proven against the worker, such as;
- The accident occurred because the worker was intoxicated or under the effects of drugs or illegal medications
- If the worker was going against the policies of the company, or otherwise going against the law
Worker’s compensation is mandatory, and so if you have been injured in your workplace then you are very much allowed to have financial support. If you have been denied of such rights, then you should contact reliable workers’ compensation attorneys who can guide you through the process and determine how much compensation you are eligible to get.